01 · Calendar
Every due date, in one place.
See the month at a glance. Move dates when your cashflow asks for it.
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✦New — installments, card cycles and recurring rulesYour bills,
On track
Your bills,
in order
with calm.
Monarka is a calm home for your money. Track every expense, move funds across vaults and currencies, and let recurring rules do the rest.
6 currencies includedOpen beta
April, so far
5 upcoming bills · 2 auto-paid
$0.50 USD↓ 12% vs March
NovDecJanFebMarAprMay
⚡
Pacific Gas & Electric
Due Apr 24 · auto-pay
$142.30
Scheduled
✦
Rent — 2B, Oakwood
Paid Apr 01 · split 2 ways
$1,450.00
Paid
◎
Spotify Family
Due Apr 28 · 4 members
$16.99
Pending
Updated 2 min agoView all bills →
—— The product
Your whole financial life, quiet in the background.
One view for every account, in every currency. Track due dates, record installments, and export your data whenever you want.
02 · Share
Fair splits, no awkwardness.
Amelia R.
$725.00 · paidDev O.
$725.00 · pendingYou
$725.0003 · Next 30 days
Know what's ahead.
Projected outflow, with room for the unexpected.
ProjectedHistorical
04 · Categories
Your spending, honestly told.
Housing
$1,450
Utilities
$312
Subs
$88
05 · Archive
Your history, kept with care.
∞247docs
06 · Alerts
Quiet, never noisy.
Internet rate changed — $58 → $62
Your roommate paid their share of rent
Streaming trial ends in 3 days
07 · Currencies
Multi-currency, with the rate you capture.
PYG
USD
ARS
BRL
EUR
+1
—— How it works
Three steps. Then, silence.
Set it up in minutes. Monarka keeps running; you come back when you want to.
Open a vault
Create a vault per context — personal, business, shared. Each one has its own accounts and reference currency.
00:45setup
Add your rules
Record income, fixed expenses and installments. Define recurring rules and decide whether they post on their own.
02:10review
Let it run
Monarka logs every move, closes card cycles, and keeps balances current. You come back when you want.
∞always
“From a reader letter
I went from three spreadsheets and a pile of sticky notes to opening Monarka on Sundays. Now I know exactly what I owe, and checking no longer weighs on me.
Noor H.Teacher and parent of two · Monarka user since 2024
—— Pricing
Free, forever.
While we build, Monarka is free. If we never monetize it, it stays that way.
Monarka
Everything we've built so far, no strings attached.
Freeforever
- Multi-vault and multi-currency
- Credit cards with cycles and installments
- Transfers with exchange rate
- Recurring rules and scheduled movements
- Export your data whenever you want
✦Open beta · free
Let your bills breathe.
Managing money can be a quiet task. Open your first vault and start today.