Until now Monarka was a quiet place for writing your movements by hand. This release changes both ends of the flow: how data comes in and how it goes out. Loading a whole month stops being a chore, and when someone outside the app asks for the data (an accountant, a loan application, your future self for a review) you can download it clean in one click.
Import movements from statements
Upload the file your home banking gives you — CSV, Excel or PDF — and Monarka reads the rows, shows them in a review view, and you confirm. If a row looks like one you already loaded (same amount, same account, close date, similar payee) it warns you before duplicating. You can edit any field before approving, discard the ones you do not want, and on confirmation the transactions get created in one shot.
If you got the whole batch wrong, there is an undo button that deletes every transaction the import created and touches nothing else. The idea is that trying it carries no risk.
Photo receipts
Snap a photo of the supermarket ticket or the pharmacy receipt — from your phone, from the camera, no detour through the gallery — and Monarka pulls out the amount, the date, the merchant and a suggested category. Works for a single photo or a batch: dump the month’s receipts and upload them all at once. Same review flow as the statements, so you remain the one deciding what gets saved.
Simple memory: if the first time you tagged “Farmacia San Roque” as Health, next time that same chain shows up Monarka offers it pre-categorized. Not magic — just the system remembering what you already taught it.
Downloadable reports
Four report types, three formats per file. The account statement gives you the bank-statement equivalent — opening balance, closing balance, movements in the period with running balance. The transaction list is a filtered export: by account, category, payee, type, date — whatever combination you need. The card summary takes a cycle (month and year) and lays out the purchases of the cycle, the installments dragging from previous cycles, and the payments you made. And the vault statement is a full snapshot: consolidated balance, all accounts with their current balance, cards with their debt, loans with remaining principal, top expense categories.
In PDF it is ready to send. In Excel it ships with typed cells (amounts are numbers, not text, so you can sum and filter), banded rows, frozen headers and an active auto-filter. In CSV it is the raw data, ready to pivot in your own spreadsheet. If the vault consolidates different currencies, the report converts to the vault’s display currency using the saved rates — and notes at the foot whether the rate it used is from the exact day or a few days before.
Imports and reports are Plus
Both features are Plus, both can be tried for free when you start the 30-day trial. If you are already on Plus, they are live. The free account stays intact — everything from 0.1.0 stays in Free.
What is next
On the close horizon: translating the `(app)` to English, direct bank integrations so importing stops being a manual upload, per-category budgets, and more automated DCA methods for investments. If you are missing something or something bothers you, reach out via the contact page.